Insurance Information

Please see the listing below of insurance plans that we accept. Please bring your insurance card with you. It is very important for you to bring your current insurance card each visit and to inform us if there has been any change in your coverage or in your address. As changes may occur in the plans that we accept, please verify our acceptance at the time you make an appointment. Even though your insurance may not be shown on the list, you may call (571) 346-2411 to see if we now accept it.

Town Center Orthopaedics will make every effort to verify your coverage prior to your appointment, yet we cannot guarantee coverage of services by your insurance company.

Out of Network Plans

For those patients who have insurance that we do not participate with, it simply means that to see one of our physicians you will be seeing the physician “Out of Network”. Fortunately, most plans have different levels of coverage, in which patients are usually permitted to see any physician out of plan. Your particular insurance benefits can usually be determined in advance of your appointment by contacting your insurance company’s benefits office. The two most common differences in cost between seeing the physician “out of plan” versus “in plan” is the amount of your annual deductible and the amount of your co-insurance.

Should you have any questions please contact our billing office at (571) 346-2411.

Self Pay

If you are a self-pay patient (if you plan to pay without the use of insurance) or if you do not have your insurance card at the time of registration, we will require a $400.00 deposit collected on check-in. Additional fees may be assessed at the time of check-out.

Benefits and Eligibility

To determine your insurance benefits and eligibility please contact your insurance carrier directly. Note that you are ultimately responsible for payment for all services that are not covered by your insurance plan.

Participating Insurance Plans include:

  • Aetna PPO/HMO Aetna Select
  • Aetna Signature Plus HMO
  • Aetna Aexcel (Lockheed Martin employees only)
  • Aetna Medicare PPO/HMO
  • Anthem PPO
  • Anthem HMO
  • Anthem Pathway X
  • Anthem Pathway
  • Anthem PAR
  • Anthem Medicare Advantage
  • Blue Cross/Blue Shield Federal PPO
  • Carefirst PPO
  • Carefirst Open Access (PPO Option)
  • Cigna PPO
  • Cigna Connect
  • Cigna Open Access & Open Access Plus
  • Cigna HMO Greatwest
  • Cigna, NCAS, SAMBA
  • John Hopkins US Family Health Plan
  • MDIPA & Optimum Choice
  • Medicare Part B
  • UHC Onenet
  • United Healthcare
  • Veterans Affairs Community Care Network
  • Worker’s Compensation

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TCO provides patients with orthopedic problems the trusted resources and patient-centered advice they need to “Feel Better. Move Better. Be Better.”